Colorado Commercial Property provide business-purpose real estate investors with Up to 75% LTV across loan amounts from $100,000 – $15,000,000+ at 6.875% – 8.99% (25–30 Yr Amortization, 5/7/10 Yr Fixed or 30-Yr Non-QM CRE, 660+ FICO min FICO, 21 – 30 Business Days close). In Colorado (CO), lenders underwrite to a Non-Judicial (Public Trustee System) statutory framework (110–125 days-day average timeline), a 0.51% average property tax rate (~$227/mo at the $535,000 state median), and $580/$100K hazard insurance (~$259/mo).
Commercial property loans provide non-bank DSCR and bridge financing for mixed-use buildings, small-bay industrial warehouses, neighborhood retail strips, medical/professional office, and self-storage facilities from $250,000 to $15,000,000+ without restrictive commercial bank depository requirements.
Median 1–4 unit price of $535,000 (75% LTV = $401,250) with Form 1007 rent of $3,650/mo and multifamily rent of $1,980/door.
Colorado operates under a Non-Judicial (Public Trustee System) regime (110–125 days days). Lenders require ALTA lender's title endorsement, LLC Good Standing, and 6 months PITIA liquidity reserves.
Close in your Colorado LLC or Delaware LLC registered in CO with zero personal tax returns, W-2s, or 4506-C transcripts.