2026 State DSCR & Cap-Rate Intelligence Report · Pennsylvania (PA) · dscrloansnevada.com

Pennsylvania (PA) Rental Property DSCR, Tax & Cap-Rate Benchmark Report

Pennsylvania Executive Underwriting Summary: Across 9 tracked Pennsylvania investment markets, 1–4 unit rental properties average $315,000 in acquisition price against $2,480/month in Form 1007 market rent (9.45% gross rental yield) and $1,460/door/month on 5–25 unit multifamily assets. Investors underwriting Pennsylvania DSCR loans must factor a 1.49% effective property tax rate (~$4,694/yr), $490/$100k hazard insurance (~$1,544/yr), and a Judicial (Action in Mortgage Foreclosure) statutory framework (180–250 days typical timeline).
1–4u Base Price / Rent
$315,000 / $2,480
Gross Rental Yield
9.45% Annual
Tax & Hazard Escrow
1.49% Tax · $490/100k
Foreclosure & Timeline
Judicial (Action in Mortgage Foreclosure) (180–250 days)

Pennsylvania City-by-City DSCR, Tax & Multifamily Benchmark Table (9 Markets)

City & CountyPopulation1–4u Median PriceForm 1007 Median RentTax RateCity Desk
Philadelphia, PA (PHILADELPHIA County County)1,692,950$365,000$2,850/mo1.43%Open Philadelphia Hub →
Pittsburgh, PA (ALLEGHENY County County)333,367$325,000$2,550/mo1.37%Open Pittsburgh Hub →
Allentown, PA (LEHIGH County County)129,249$305,000$2,400/mo1.52%Open Allentown Hub →
Erie, PA (ERIE County County)109,731$325,000$2,500/mo1.52%Open Erie Hub →
Reading, PA (BERKS County County)95,803$295,000$2,350/mo1.43%Open Reading Hub →
Scranton, PA (LACKAWANNA County County)82,629$305,000$2,400/mo1.52%Open Scranton Hub →
Bethlehem, PA (NORTHAMPTON County County)81,770$290,000$2,300/mo1.4%Open Bethlehem Hub →
Lancaster, PA (LANCASTER County County)64,664$315,000$2,450/mo1.58%Open Lancaster Hub →
Harrisburg, PA (DAUPHIN County County)53,615$285,000$2,250/mo1.49%Open Harrisburg Hub →

Related Pennsylvania Underwriting & Deal Team Hubs

Pennsylvania (PA) 2026 DSCR, Cap Rate & Rental Market Intelligence Report | dscrloansnevada.com