2026 State DSCR & Cap-Rate Intelligence Report · New Mexico (NM) · dscrloansnevada.com
New Mexico Executive Underwriting Summary: Across 5 tracked New Mexico investment markets, 1–4 unit rental properties average $325,000 in acquisition price against $2,350/month in Form 1007 market rent (8.68% gross rental yield) and $1,380/door/month on 5–25 unit multifamily assets. Investors underwriting New Mexico DSCR loans must factor a 0.76% effective property tax rate (~$2,470/yr), $520/$100k hazard insurance (~$1,690/yr), and a Judicial (or Commercial Deed of Trust Act) statutory framework (160–220 days typical timeline).