2026 State DSCR & Cap-Rate Intelligence Report · Massachusetts (MA) · dscrloansnevada.com

Massachusetts (MA) Rental Property DSCR, Tax & Cap-Rate Benchmark Report

Massachusetts Executive Underwriting Summary: Across 23 tracked Massachusetts investment markets, 1–4 unit rental properties average $595,000 in acquisition price against $4,150/month in Form 1007 market rent (8.37% gross rental yield) and $2,380/door/month on 5–25 unit multifamily assets. Investors underwriting Massachusetts DSCR loans must factor a 1.17% effective property tax rate (~$6,962/yr), $540/$100k hazard insurance (~$3,213/yr), and a Non-Judicial (Statutory Power of Sale + Land Court) statutory framework (90–140 days typical timeline).
1–4u Base Price / Rent
$595,000 / $4,150
Gross Rental Yield
8.37% Annual
Tax & Hazard Escrow
1.17% Tax · $540/100k
Foreclosure & Timeline
Non-Judicial (Statutory Power of Sale + Land Court) (90–140 days)

Massachusetts City-by-City DSCR, Tax & Multifamily Benchmark Table (23 Markets)

City & CountyPopulation1–4u Median PriceForm 1007 Median RentTax RateCity Desk
Boston, MA (SUFFOLK County County)704,103$755,000$5,200/mo1.19%Open Boston Hub →
Worcester, MA (WORCESTER County County)198,973$665,000$4,600/mo1.24%Open Worcester Hub →
Springfield, MA (HAMPDEN County County)167,536$620,000$4,350/mo1.1%Open Springfield Hub →
Lowell, MA (MIDDLESEX County County)118,658$530,000$3,750/mo1.15%Open Lowell Hub →
Cambridge, MA (MIDDLESEX County County)116,945$555,000$3,900/mo1.12%Open Cambridge Hub →
New Bedford, MA (BRISTOL County County)103,635$565,000$3,950/mo1.15%Open New Bedford Hub →
Brockton, MA (PLYMOUTH County County)102,557$555,000$3,900/mo1.12%Open Brockton Hub →
Quincy, MA (NORFOLK County County)101,908$585,000$4,050/mo1.22%Open Quincy Hub →
Lynn, MA (ESSEX County County)99,832$545,000$3,800/mo1.08%Open Lynn Hub →
Fall River, MA (BRISTOL County County)96,680$590,000$4,100/mo1.24%Open Fall River Hub →
Newton, MA (MIDDLESEX County County)95,888$570,000$4,000/mo1.17%Open Newton Hub →
Somerville, MA (MIDDLESEX County County)85,896$610,000$4,200/mo1.19%Open Somerville Hub →
Lawrence, MA (ESSEX County County)84,646$550,000$3,850/mo1.1%Open Lawrence Hub →
Waltham, MA (MIDDLESEX County County)67,827$585,000$4,050/mo1.22%Open Waltham Hub →
Haverhill, MA (ESSEX County County)67,676$590,000$4,100/mo1.24%Open Haverhill Hub →
Malden, MA (MIDDLESEX County County)65,955$525,000$3,700/mo1.12%Open Malden Hub →
Medford, MA (MIDDLESEX County County)62,315$585,000$4,050/mo1.22%Open Medford Hub →
Taunton, MA (BRISTOL County County)61,115$545,000$3,800/mo1.08%Open Taunton Hub →
Chicopee, MA (HAMPDEN County County)60,732$610,000$4,200/mo1.19%Open Chicopee Hub →
Weymouth Town, MA (Weymouth Town Metro County County)60,407$600,000$4,150/mo1.26%Open Weymouth Town Hub →
Revere, MA (SUFFOLK County County)58,594$605,000$4,200/mo1.17%Open Revere Hub →
Peabody, MA (ESSEX County County)56,728$610,000$4,200/mo1.19%Open Peabody Hub →
Methuen, MA (ESSEX County County)52,880$525,000$3,700/mo1.12%Open Methuen Hub →

Related Massachusetts Underwriting & Deal Team Hubs

Massachusetts (MA) 2026 DSCR, Cap Rate & Rental Market Intelligence Report | dscrloansnevada.com