2026 State DSCR & Cap-Rate Intelligence Report · Indiana (IN) · dscrloansnevada.com

Indiana (IN) Rental Property DSCR, Tax & Cap-Rate Benchmark Report

Indiana Executive Underwriting Summary: Across 20 tracked Indiana investment markets, 1–4 unit rental properties average $255,000 in acquisition price against $2,050/month in Form 1007 market rent (9.65% gross rental yield) and $1,240/door/month on 5–25 unit multifamily assets. Investors underwriting Indiana DSCR loans must factor a 0.81% effective property tax rate (~$2,066/yr), $510/$100k hazard insurance (~$1,301/yr), and a Judicial (3-Month Statutory Waiting Period) statutory framework (150–210 days typical timeline).
1–4u Base Price / Rent
$255,000 / $2,050
Gross Rental Yield
9.65% Annual
Tax & Hazard Escrow
0.81% Tax · $510/100k
Foreclosure & Timeline
Judicial (3-Month Statutory Waiting Period) (150–210 days)

Indiana City-by-City DSCR, Tax & Multifamily Benchmark Table (20 Markets)

City & CountyPopulation1–4u Median PriceForm 1007 Median RentTax RateCity Desk
Indianapolis, IN (MARION County County)919,298$295,000$2,350/mo0.78%Open Indianapolis Hub →
Fort Wayne, IN (ALLEN County County)279,581$275,000$2,200/mo0.81%Open Fort Wayne Hub →
Evansville, IN (VANDERBURGH County County)131,138$265,000$2,100/mo0.84%Open Evansville Hub →
South Bend, IN (ST JOSEPH County County)109,966$245,000$1,950/mo0.81%Open South Bend Hub →
Carmel, IN (HAMILTON County County)93,660$255,000$2,050/mo0.87%Open Carmel Hub →
Fishers, IN (HAMILTON County County)91,441$235,000$1,900/mo0.75%Open Fishers Hub →
Bloomington, IN (MONROE County County)90,007$255,000$2,050/mo0.87%Open Bloomington Hub →
Hammond, IN (LAKE County County)86,074$245,000$1,950/mo0.81%Open Hammond Hub →
Gary, IN (LAKE County County)85,511$245,000$1,950/mo0.81%Open Gary Hub →
Lafayette, IN (TIPPECANOE County County)76,707$240,000$1,950/mo0.79%Open Lafayette Hub →
Muncie, IN (DELAWARE County County)76,644$235,000$1,900/mo0.75%Open Muncie Hub →
Terre Haute, IN (VIGO County County)66,517$240,000$1,950/mo0.79%Open Terre Haute Hub →
Kokomo, IN (HOWARD County County)62,016$235,000$1,900/mo0.75%Open Kokomo Hub →
Noblesville, IN (HAMILTON County County)61,629$240,000$1,950/mo0.78%Open Noblesville Hub →
Anderson, IN (MADISON County County)60,680$260,000$2,050/mo0.81%Open Anderson Hub →
Greenwood, IN (JOHNSON County County)58,495$250,000$2,000/mo0.84%Open Greenwood Hub →
Elkhart, IN (ELKHART County County)55,879$225,000$1,850/mo0.78%Open Elkhart Hub →
Mishawaka, IN (ST JOSEPH County County)52,308$235,000$1,900/mo0.76%Open Mishawaka Hub →
Lawrence, IN (Lawrence Metro County County)51,377$260,000$2,050/mo0.81%Open Lawrence Hub →
Jeffersonville, IN (CLARK County County)50,100$245,000$1,950/mo0.81%Open Jeffersonville Hub →

Related Indiana Underwriting & Deal Team Hubs

Indiana (IN) 2026 DSCR, Cap Rate & Rental Market Intelligence Report | dscrloansnevada.com