Wholesale DSCR & Non-QM Aggregator · Institutional SFR & Vacation Rental DSCR Shelf

Visio Lending — 2026 Credit Box, DSCR Rates & Underwriting Guidelines

Visio Lending is an Austin-based DSCR lender focused on 30-year fixed rental loans for long-term landlords and short-term vacation rental investors.

2026 Rate Band
6.625% – 8.500%
Max Purchase LTV
80% LTV
Max Cash-Out LTV
75% LTV
Min DSCR / FICO
1.00x – 1.25x · 680+
Wholesale Credit-Box Comparison · Loan Daddy LLC (NMLS #2827624)

Shop Visio Lending Against 45+ Wholesale DSCR & Bridge Shelves

Submit one scenario to Stephen R. Mannenbach, J.D., MBA (NMLS #2549621) at Loan Daddy LLC to benchmark Visio Lending against 45+ institutional wholesale DSCR, Non-QM, and RTL bridge lenders with a single soft credit pull.

Visio Lending — Institutional Underwriting Matrix

Headquarters & FootprintAustin, TX
Loan Amount Range$125,000 – $3,000,000
Typical Closing Window15 – 21 Business Days
Prepayment Penalty Options5/4/3/2/1, 3/2/1, 1-Yr
Eligible Entity VestingLLC, Corporation, Individual
Core Program Specialties
  • Short-Term Vacation Rentals (Airbnb/VRBO)
  • 30-Year Fixed DSCR
  • No-DTI Investor Loans

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Browse Active States & Programs on DSCR Loans in Nevada — Las Vegas, Henderson & Reno Cash-Flow Rental Financing Up to 80% LTV

Visio Lending — 2026 DSCR, LTV & Credit-Box Review | DSCR Loans in Nevada — Las Vegas, Henderson & Reno Cash-Flow Rental Financing Up to 80% LTV